House with Red Door

Asset-Based Investor  Loans

Our wide range of alternative, asset‑based mortgage programs allow brokers to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed entrepreneurs and small business owners.

 

Here's a summary of the residential investment and commercial mortgage programs we offer.

FlexPerm Loan

 

Lock in long-term financing and avoid the balloon payment associated with most private money loans.

Designed for investors seeking a simple financing solution for purchase or refinance, for  30 years.

 

Key Features

  • Great for qualifying W-2, self-employed investors and small business owners.

  • Based on property value, not personal income.

  • Best alternative to hard money loans.

  • 30-year-fixed loan

 

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Fast50 Loan

 

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

 

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.

  • No seasoning of ownership required.

  • Improved pricing compared to our FlexPerm program.

  • Derogatory mortgage history is OK.

  • 30-year-fixed loan

 

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Foreign Investor Loan

 

The perfect option for foreign real estate investors.

Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.

 

Key Features

  • LTVs of up to 65%.

  • No U.S. credit required.

  • No seasoning of funds required.

  • No other U.S. investment experience required.

 

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

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